CHECKING ACCOUNTS

UltimateAccount

Earns 5.00% APY* on balances up to $5,000 and refunds up to $10 in ATM fees and $3 in PopMoney fees per month.

Interest Checking

Interest-bearing checking account with no fees

Northpointe Checking

Free checking account with no minimum balance and no monthly fee

*UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $5,000. Balances above $5,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include 15 or more debit card purchases in the aggregate amount of $500.00 or greater that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period. $100 minimum deposit required to open. No minimum balance requirement. APY is effective as of  and has not changed since 12/19/2014. Fees may reduce earnings. New accounts subject to approval. Rates are subject to change including after the account is opened.

SAVINGS ACCOUNTS

Kids Account

Individual Retirement Account (IRA) Savings

Retirement savings account

Liquid High Yield Money Market

Liquid savings account with a great rate

Certificates of Deposit

A fixed rate, fixed term investment

Individual Retirement Account (IRA) CD

Saving for retirement

Statement Savings

Saving extra money
and earning interest

Health Savings Account (HSA)

Savings account used with a high deductable insurance plan

*Transactions made via ACH, automatic transfer, check, mobile banking, phone banking, or online banking are limited to six (6) per month.
**IRS penalties may also apply. Visit irs.gov for complete details.

features + benefits

Mobile Banking

Check account balances, transfer money and pay bills on-the-go with Northpointe Bank’s mobile banking apps for iPhone, iPad, and Android smartphones and tablets

Free ATMS

Use any ATM you like! Northpointe’s personal checking accounts refund up to $15 a month in non-Northpointe ATM fees.

Send Money Fast

Pay anyone, anywhere using only their email address or mobile phone number with Northpointe Bank’s PopMoney service.

Pay Bills

Pay your mortgage, cable bill, or even the babysitter using bill pay. We’ll cover the postage!

Mobile Check Deposit

Branch visits not required. Deposit checks on the go, 24x7 with mobile check deposit.

Switch Kit

Ready to call Northpointe Bank your bank? Our Switch Kit makes it quick and easy to switch!