Rates Effective as of: April 25, 2014

PRODUCT RATE
APY†
Certificates of Deposit
($5000.00 min. deposit to obtain APY - $1000.00 for business accounts)
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7 - 91 Day Fixed  .20%  .20% 
92 - 182 Day Fixed  .20%  .20% 
6 - 11 Month Fixed  .30%  .30% 
12 - 17 Month Fixed  .60%  .60% 
18 - 23 Month Fixed   1.00%  1.00% 
24 - 29 Month Fixed  1.09%  1.10% 
30 - 35 Month Fixed  1.19%  1.20% 
36 - 47 Month Fixed  1.29%  1.30% 
48 - 59 Month Fixed  1.39%  1.40% 
60+ Month Fixed  1.49%  1.50% 
Liquid High Yield Money Market
(online only. $1,000.00 min deposit to open)
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$0.00 - $2,499.99  .20%  .20% 
$2,500.00 - $24,999.99  .25%  .25% 
$25,000.00 - $99,999.99  .40%  .40% 
$100,000.00 - $499,999.99  .50%  .50% 
$500,000.00 +  .50%  .50% 
Liquid IRA Account
(no min. deposit to open)
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$0.00 - $2,499.99  .20%  .20% 
$2,500.00 - $24,999.99  .25%  .25% 
$25,000 - $99,999.99  .40%  .40% 
$100,000.00 - $499,999.99  .50%  .50% 
$500,000 +   .50%  .50% 
The Ultimate Account
(min $2,500.00 deposit to open)
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Tier 1 - $0.00 - $2,499.99  0.00%  0.00% 
Tier 2 - $2,500.00 - $9,999.99  .15%  .15% 
Tier 3 - $10,000.00 - $24,999.99  .15%  .15% 
Tier 4 - $25,000.00 - $99,999.99  .25%  .25% 
Tier 5 - $100,000.00 - 499,999.99  .30%  .30% 
Tier 6 - $500,000.00+  .30%  .30% 
Northpointe Checking
(min. $100 deposit to open)
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Northpointe Checking  0.00%  0.00% 
Statement Savings
(no min. to open)
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$.01+  .15%  .15% 
Summit Money Market Account-Personal
(min $1,000.00 deposit to open)
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Tier 1 - $0.00 - $999.99  0.00%  0.00% 
Tier 2 - $1,000.00 - $9,999.99  .15%  .15% 
Tier 3 - $10,000.00 - $24,999.99  .20%  .20% 
Tier 4 - $25,000.00 - $49,999.99  .25%  .25% 
Tier 5 - $50,000.00 - $99,999.99  .35%  .35% 
Tier 6 - $100,000.00 +  .40%  .40% 
Business Now
(min $1,000.00 deposit to open)
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$.01 +   .10%  .10% 
Business Money Market Account
(min $1,000.00 deposit to open)
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Tier 1 - $0.00 - $2,499.99  .20%  .20% 
Tier 2 - $2,500.00- $24,999.99  .25%  .25% 
Tier 3 - $25,000.00- $99,999.99  .40%  .40% 
Tier 4 - $100,000.00-$499,999.99  .50%  .50% 
Tier 5 - $500,000+  .50%  .50% 

Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be imposed on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval.

*For CD specials, account must be opened with funds not currently on deposit with Northpointe Bank and promotion may be withdrawn at any time. Not available for commercial or non-profit accounts.