Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $10,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
If you haven’t refinanced due to a decline in home value, you may be able to refinance to a lower interest rate or more stable mortgage.
Michael was great to work with on our home loan. He took time to answer all of our questions and made sure we understood what was happening at every step along the way. - Brad and Jenny
Michael Bartels is excellent - Christine N., Wyoming, MI
Dustin Louwaert was fantastic! He helped my wife and I with every detail and question we had. He always seem to make time for us and his communication skills were great. Thanks Dustin!
Josh Barthel my loan officer was outstanding. He went above and beyond to ensure that I was treated with honesty and respect. He's the only loan officer that I've ever had that our preliminary conversations lined up exactly with what my final numbers ended up being. No bait and switch here!
*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.