Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $10,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
If you haven’t refinanced due to a decline in home value, you may be able to refinance to a lower interest rate or more stable mortgage.
In this world of shady mortgage practices, Mike Bartels is a bright light. He is honest and hard working, with high moral standard. I've worked with him myself, and recommended him to my family and friends. Do yourself a favor, spend a few minutes learning how Mike can help you with your mortgage needs. - Tony
I wanted to take a moment to express my appreciation for your help and hard work. You are very prompt and excellent at what you do. I sincerely look forward to working with you in the future. - Corey
Hello Doug, I just want to thank you for all the work on my house loan. The closing went well, and this house is certainly worth the wait. Again, Doug I can’t thank you enough. Martha
Dear Doug, Thank you so much for being a great partner in our home purchase process. We appreciate you being such a wonderful advocate on our behalf. Jona and Jeremy
*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.