Rather than using cash for a down payment, apply it towards a lower interest rate and shorter loan term.
Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $10,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
You may be able to refinance to a lower interest rate or more stable mortgage.
Tribute to Freedom
When you purchase or refinance a home, we will donate $100 to organizations that serve the military.
The Northpointe team is AMAZING! They were complete, thorough, knowledgeable, and their customer service exceeded any service I have ever received. Thanks Northpointe for taking care of me like family.
The whole experience during the refinance process was excellent. Our loan officer answered all of my questions and was very proactive in communication with me. I appreciated being able to do 90% of the communication online because I have a very busy schedule and travel for my work.
I chose Northpointe Bank for my refinancing based on two factors: 1) Good rates coupled with closing costs and 2) Good reviews on the Zillow site. When I spoke with your loan officer about the costs and concerns about risks she was very honest and transparent. I felt I could trust her and I was not disappointed. We closed on time at the rate I was promised and the original cost. Very pleased at the outcomes and the service.
Refinancing with Northpointe was a great experience that exceeded my expectations. My loan officer was quick to respond to all questions and concerns. In addition he guided me through the entire refinancing process. I will recommend Northpointe to anyone looking to refinance.
St. Louis, MO
*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.