Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $10,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
If you haven’t refinanced due to a decline in home value, you may be able to refinance to a lower interest rate or more stable mortgage.
Michael was great to work with on our home loan. He took time to answer all of our questions and made sure we understood what was happening at every step along the way. - Scott & Michelle
Mike did an excellent job of facilitating a loan for us where other lenders had failed to produce results! We are extremely pleased with his great work and professionalism throughout the process. - Robert
We just wanted to say Thank You! We appreciate everything you did to help us get into our home! Thanks for your patience and understanding as this was our first experience. You made our experience very good; free of stress. We are happy to pass your name along! Keep up the good work! - Patrick & Peggy
I wanted to say thank you for helping my sister and her husband on their mortgage. They have been very impressed with you and how you handle your business through the entire process. I will continue to refer anyone who may be thinking about mortgages to you. - Jeff
*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.