Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $10,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
If you haven’t refinanced due to a decline in home value, you may be able to refinance to a lower interest rate or more stable mortgage.
Mike is excellent to work with - he returns phone promptly and answer any and all questions. Hides nothing - very upfront and honest. I highly recommend him. - Pat
We just wanted to say Thank You! We appreciate everything you did to help us get into our home! Thanks for your patience and understanding as this was our first experience. You made our experience very good; free of stress. We are happy to pass your name along! Keep up the good work! - Patrick & Peggy
We just wanted to thank you again for all your hard work in helping us get our house. We know if it wasn't for you, it probably wouldn't have happened. Thank you for not giving up on us. - Stacy & Juraj
After working with a few lenders on a new home purchase the process wasn't going well until we were referred to Stacy Kuiper at Northpointe Bank. She was awesome to work with and was very quick and responsive at all times. We were able to close on our dream home within 30 days and it was a very positive experience. I would highly recommend Stacy & Northpointe Bank!
*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.