Renovation Loan

Finance your purchase with Northpointe and include home renovation funds, all with a streamlined process and guaranteed low mortgage rates.* Northpointe Bank offers several renovation loan options:

Streamlined Renovation
Great for cosmetic fixes, like paint, flooring, countertops, or replacement windows. Include up to 15% of the as-completed appraised value in your home loan for renovations.

Homestyle Renovation
Ideal for small additions or a kitchen and bathroom rework. This one-time close option allows for up to 180 days to complete work. Include up to 50% of the as-completed appraised value in your home loan for renovations.

Renovation/Construction
Gutting an entire house or adding a major addition? Northpointe Bank’s program offers one closing, one set of closing costs, and one low interest rate from construction through to your end loan. This option works exactly like our construction loan.

*Certain restrictions apply. Speak with your loan expert about renovation options and program details. All loans are subject to credit review and approval. This is not a commitment to lend.

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