Valentines Day is Sunday February 14Attention, gentlemen.  Valentine’s Day is just a few weeks away!  I know it seems like we just celebrated Sweetest Day but unless you want to be in the metaphorical dog house, we suggest that you take a few active steps to make this holiday one for the record books.  Here are a few hints to help you plan, and execute, a perfect Valentine’s Day on a budget!

  • Take Initiative – Plan the date. Valentine’s Day is about your significant other.  The last thing your partner wants to do is think about dinner reservations, driving and arrival times.  In the words of Nike, ‘Just Do It.’
  • Flowers – Yes, it’s cliché. Yes, it’s something that she will expect.  And yes, it is something that will make her feel special.  You can call your local florist or use a website like 1-800-Flowers for same day delivery… Delivery?  Yes, have the flowers delivered to her.  This year Valentine’s day is on a Sunday, so plan on setting up delivery for Friday the 12th.  Budget about $60.00 here.
  • Gift Basket – You’ve already pulled the traditional cliché card so now is the time to think outside of the box with a gift basket.  Head down to the local grocery store (wait for it) and purchase all of the junk food treats that your blushing bride or glamorous girlfriend denies herself throughout the year.  Great examples would be chips and dip, cookie dough ice cream or chicken wings.  Just pick out the favorite things that she would like.  Plan on spending around $45.00.
  • Dinner – OK, this can be tricky.  Sure, you can head to the fanciest restaurant in town and spend a bunch of money or you can take a little bit of extra effort and make a quiet dinner together.  Cooking together can be a fun way to have a conversation and is much more engaging than a movie.  But, what if you’re culinary challenged?  There are several food mail order options available.  These services offer good food that is delivered straight to your door… Recipe included. offers several options for romantic stay at home dinners.  We recommend the four course ribeye meal for $110.

Here’s how it adds up:
There you have it.  Having a romantic evening will only run you $215.00.

Why $250, you might ask? That’s the amount of interest you could earn with a free 5% APY UltimateAccount. With ATM refunds and no minimum balance, it’s a no-brainer.  Click here for full account information and how to apply.