Physicians who are established or have a signed employment agreement may take advantage of up to 100% financing without mortgage insurance.
- Medical Doctors (MD)
- Dr. of Osteopathy (DO)
- Dr. of Dental Surgery (DDS)
- Dr. of Dental Medicine (DMD)
- Dr. of Optometry (OD)
- Dr. of Opthalmology (MD)
- Dr. of Podiatric Medicine (DP)
- Dr. of Surgery (DCh)
- Dr. of Psychiatric Medicine (DPM)
Maximum Loan to Value (LTV)
100% up to $417,000 (720+ Credit Score)
95% up to $417,000 (661+ Credit Score)
80% up to $1,000,000 (740+ Credit Score)
Maximum Loan Amount
Purchase or Rate/Term Refinance
Eligible Property Types
Single Family Primary Residence 1-2 units
Condominium – Requires Fannie Mae or Freddie Mac documentation.
Planned Unit Development (PUD)
Maximum LTV, loan amount and product terms may change without notice. All offers of credit are subject to credit review and approval. Contact your Northpointe Bank loan advisor for full details.