Ultimate Account

Northpointe Bank Checking: The Ultimate Account®

Our checking account goes the distance. Like a Sunday drive, you decide which road to take and turn on a whim. Our competitive rates and Ultimate Account flexibility feel as carefree as the open road. Here’s how it works – and all of its perks!

  • $2,500 minimum to open
  • Open single, joint, or trust accounts
  • Competitive rates
  • Unlimited check writing privileges
  • FREE monthly paper or e-Statement
  • FREE ATM or VISA Check Card (for qualified customers)
  • FREE use of other bank ATMs, up to five withdrawals or $15.00 max per month reimbursed by Northpointe
  • FREE 3×10 safe deposit box
  • FREE cashier’s checks
  • FREE direct deposits
  • FREE check images upon request  (paper checks cannot be returned)
  • 24/7 access to account information
  • FREE first box of Ultimate Account checks or 50% discount on retail price of all other check styles
    Ultimate Account checks (“Ultimate Account” will appear above signature line.)
  • $0 monthly service fees

Interest Rates and Terms

View Current Rates

Variable interest rates will fluctuate based on current market rates and the collected balance in your Ultimate account.


One of our personal bankers or mortgage professionals will be happy to meet with you.

Northpointe Bank Headquarters
Banking Center
3333 Deposit Drive
Grand Rapids, Michigan 49546 – Get directions

Northpointe Bank is an Equal Housing Lender and FDIC insured bank providing nationwide loan servicing and competitive deposit products to its customers.