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*Annual percentage yield on balances up to $5,000, effective 4/21/16. Balances above $5,000 earn 0.10% (2.54%-5.00% APY). If qualifications are not met during a statement period, the full balance will earn 0.05% APY for that period. Qualifications include eStatement enrollment, 15 or more debit card purchases in the aggregate amount of $500+ that post and settle per statement period, and direct deposit or automatic withdrawal of $100+ per statement period. $100 minimum deposit required to open. No monthly minimum balance requirement. Rates are subject to change, including after the account is opened. **Annual percentage yield effective 4/21/16 on balances between $25,000-$500,000 and will remain in effect for 12 months after the account is opened. After the 12 month promotional period, the APY may change at any time. Tier 1: $0.00 - $2,499.99 0.00% APY, Tier 2: $2,500.00 - $24,999.99 0.25% APY, Tier 3: $25,000.00- $99,999.99 1.05% APY, Tier 4: $100,000.00- $500,000.00 1.05% APY, Tier 5: $500,000.01 + 0.50% APY. Promotion may be withdrawn at any time.