*Annual Percentage Yield effective 10/18/2018. After the twelve (12) month promotional period, rate may change based on prevailing market rates. Promotional interest rate applies to accounts with balances between $25,000.00 - $1,000,100.00. Rates are subject to change without notice. Tier 1 $0.00 - $24,999.99: 1.12% APY, Tier 2 $25,000.00 - $1,000,100.00: 1.95% APY, Tier 3 $1,000,100.01+: 1.12% APY. Fees may reduce earnings on the account. All new accounts are subject to Northpointe Bank approval. Not valid with any other offers. **Based on a bankrate survey completed on 05/10/18.