Grow your savings effortlessly

Lock in 3.55% APY*
on our
11-month CD.

A Certificate of Deposit is a secure way to grow your savings — deposit a fixed amount for a set term and lock in a competitive rate before it changes.

Open account Terms and conditions
Grow your savings with an 11-month CD
The benefits of a CD

A simple, secure way to grow what you've saved.

By depositing a fixed amount for a set period, you lock in a competitive interest rate — with the security of FDIC insurance behind every dollar.

Minimum $25,000 deposit, new money only

Put your savings to work with a single qualifying deposit.

No maximum deposit

Bring as much as you'd like — your full balance earns the rate.

Personal, business & non-profit

The same competitive rate, whatever you're saving for.

11-month term

A short commitment that locks in today's rate before it changes.

Estimate your earnings

See how much your savings could grow.

Move the slider or enter your deposit to see exactly what you'd earn at 3.55% APY over the full 11-month term.

Fixed rate for the full term
FDIC insured to the maximum allowed by law
No monthly maintenance fees
See what you'd earn 11-mo · 3.55% APY
$
$25,000 min$500,000+
Interest earned
+$0.00
Value at maturity
$0.00

Estimate only, based on 3.55% APY held for the full 11-month term. Early withdrawal penalties apply.

Features & benefits

Free online banking

Track your CD and move money from any device, any time.

No monthly service fee

Every dollar of interest stays yours — no maintenance charges.

FDIC insured

Your deposits are protected to the maximum allowed by law.

Open an account online and start earning more today.

It takes just a few minutes to lock in 3.55% APY on a $25,000 minimum deposit.

Open account

*11-Month CD Special Terms & Conditions: Annual Percentage Yield is accurate as of December 1, 2025. Minimum deposit of $25,000 required. All new accounts are subject to Northpointe Bank approval. Not valid with any other offers or promotions. Fees may reduce earnings on the account. Subject to penalty for early withdrawal. Funds already on deposit with Northpointe Bank in any other account within the 60 days preceding the date that the new Account is opened may not be used to qualify for this offer. Other terms and conditions may apply. Northpointe Bank reserves the right to suspend, modify or revoke this offer at any time.