Taking the Guess Work Out of Mortgages Since 2005

With over 20 years in the industry, Sr. Loan Officer Ryan Guess has become a trusted name in the Memphis mortgage scene. He's guided more than 2,000 families home by simplifying the mortgage process with expert advice and genuine care.

But Ryan's story goes beyond mortgages. A proud father of three girls, he finds his greatest joy off the clock, whether watching his girls' lacrosse games, taking spontaneous road trips, or exploring the beauty of America's National Parks. His love for the outdoors runs deep, and he's always planning the next adventure, whether it's hiking through the Smokies or going ziplining in Montana.

What truly sets Ryan apart is his people-first mindset. He treats every client like family, guiding them with patience, honesty, and a deep respect for their financial goals. Outside of work, he mentors young professionals, advocates for mental health, and believes in pouring into the next generation, starting with his own.

From first-time homebuyers and VA borrowers to real estate investors exploring DSCR financing, Ryan brings experience, personalized guidance and a commitment to helping you find the financing option that fits your goals.