Ryan Guess - Bringing You Home

Buy or refinance a home with help from Ryan Guess at Northpointe Bank

Taking the Guess Work Out of Mortgages Since 2005

With over 20 years in the industry, Ryan Guess has become a trusted name in the Memphis mortgage scene. He's guided more than 2,000 families home by simplifying the mortgage process with expert advice and genuine care.

But Ryan's story goes beyond mortgages. A proud father of three girls, he finds his greatest joy off the clock, whether watching his girls' lacrosse games, taking spontaneous road trips, or exploring the beauty of America's National Parks. His love for the outdoors runs deep, and he's always planning the next adventure, whether it's hiking through the Smokies or going ziplining in Montana.

What truly sets Ryan apart is his people-first mindset. He treats every client like family, guiding them with patience, honesty, and a deep respect for their financial goals. Outside of work, he mentors young professionals, advocates for mental health, and believes in pouring into the next generation, starting with his own.

Whether you're a first-time buyer or upgrading your space, Ryan offers unmatched dedication and experience to help you make confident, informed decisions.

What my clients are saying

Overall Rating

4.92
4.92
Based on 742 reviews
L
Langston L
Lakeland, TN | September 18, 2026
5.0
Ryan is personable and tactful.

J
Jacob B
Memphis, TN | September 2, 2026
5.0
Ryan is very professional and helps makes the whole loan process as easy as possible. If you have any questions Ryan and his team will answer in a timely manner.

M
Michael Lewis
September 1, 2026
5.0
Ryan is very easy to work with and makes the process simple. No need to look anywhere else, he’s your guy. Highly recommend

T
Tameka Williams
August 29, 2026
5.0
I met Ryan just last month, and from day one, he has proven to be a man of his word. His communication throughout the entire transaction was exceptional. He kept our client informed, explained the financing process clearly, and made sure he understood what to expect all the way through closing. With 20 years of lending experience, it shows. Ryan brings knowledge, professionalism, and follow-through to the table. If you’re looking for a lender to go the bat for you and your client, Ryan’s your guy! When he says he’s going to get something done, he does. I truly enjoyed working alongside him and look forward to many more transactions together.

M
Michael L
Memphis, TN | August 29, 2026
5.0
Ryan made everything extremely Easy and was very professional throughout the proces. You can tell he cares about his clients. stand up guy.

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