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*UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $10,000. Balances above $10,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include 15 or more debit card purchases that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period. $100 minimum deposit required to open. No minimum balance requirement. APY is effective as of 07/25/2017 and has not changed since 12/19/2014. New accounts subject to approval. Rates are subject to change including after the account is opened.