Kids savings account features

Northpointe Bank’s kids savings account was designed with your child in mind. Get ready to help your child earn more!

Competitive rates
Maximize your interest with our competitive rates

Easy to manage
Free online banking and mobile banking access

Safe & secure
FDIC insured up to $250,000

Save more!
No account opening or maintenance fees

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Explore tools and resources

We get it – money lingo can be confusing. But fear not! We have interactive tools and insightful resources that break down financial concepts into bite-sized pieces.

Calculators Additional Resources

Open an account for your child today with as little as $10!

Application form

Step 1: Download the application form

Step 2: Fill out the form with your guardian

Step 3: Return the completed application securely here

Savings Calculators

The 50/30/20 Budget

Use our calculator to estimate how you might divide your monthly income into needs, wants and savings. This will give you a big-picture view of your finances. The most important number is the smallest: the 20% dedicated to savings.

Estimate how much interest you could earn

An interest rate is a percent of your account balance that the bank pays you. Think of it as the bank renting your money. Savings account interest rates vary from bank to bank and change often based on the economy and other factors.

Reach your savings goal

Want to buy that thing you’ve always wanted? Go on a trip or save for a car? Use this calculator to see how much you would need to save each month to reach that goal. The sooner you start the sooner you reach the finish line!

Select a calculator.
Please Note: The calculators on this website are being provided for educational purposes only. The results are hypothetical, based on information you provide, and may not reflect actual results. This is not investment advice.

Additional resources for kids

All ages

Learning how to manage your money pays off! View lessons on money management.

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Ages 10-15

Find the value in online tools that help save money.

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Ages 10-18+

Put your financial intelligence to the test with Junior Achievement’s Money Quiz!

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Ages 15-18+

Track your income and spending throughout the month and reach your goals!

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All resources are from Junior Achievement USA®