The UltimateAccount pays 5.00% APY* on balances up to $5,000 and refunds up to $10 a month in ATM and $3 a month in person-to-person payment fees.
Earn up to 5.00% APY with three simple monthly qualifications
Use any ATM you like! Surcharges reimbursed up to $10 per month *qualifications apply
Free online banking, mobile banking and bill pay
So, how do I qualify for the 5.00% APY?
*UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $5,000. Balances above $5,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include 15 or more debit card purchases in the aggregate amount of $500.00 or greater that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period. $100 minimum deposit required to open. No minimum balance requirement. APY is effective as of 04/25/2017 and has not changed since 12/19/2014. New accounts subject to approval. Rates are subject to change including after the account is opened.