Northpointe Bank’s AUS Jumbo program provides low-rate financing above standard conforming limits combined with a streamlined underwriting process. Designed for prime credit borrowers, the program leverages automated approval and documentation solutions to help close your loans faster. With loan amounts up to $3,000,000 and loan-to-value ratios up to 80%, we offer affordable solutions for more borrowers.
- Eligible for purchase, rate/term refinance, and cash-out refinance
- Available for 1-2 unit primary residence, 1-unit second homes, and 1-4 unit investment properties
- Loan amounts up to $3,000,000
- Minimum loan amount of $400,000
- Loan-to-value ratios up to 80% for purchase and rate/term refinances
- Minimum credit score of 660
- Minimum reserves of 6 months
- Maximum cash out of $500,000
- Restricted stock units are allowed for qualifying income
- Available for properties in all 50 states and Washington DC
Investor product information is not intended for consumer distribution.