Self-employed borrowers? Financing just got easier.

Northpointe’s Bank Statement loan program is designed to make home financing simpler for self-employed borrowers. With loan amounts up to $3,000,000, loan-to-value ratios up to 90% and alternative documentation options of 12 or 24 months bank statements, we offer affordable solutions for more borrowers.

Program features:
  • Maximum loan amount of $3,000,000
  • Eligible for primary homes, second homes, and investment properties
  • 30-year fixed and 5/6, 7/6 ARM with interest-only options, including 40-year terms
  • Loan-to-value ratios up to 90% with no mortgage insurance requirement

  • Minimum credit score of 600 and no derogatory event in the past 2 years
  • Easy-to-use bank statement calculator to determine income
  • 12 and 24 months personal and business bank statement options

A PDF flyer of this program is
available for download


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Investor product information is not intended for consumer distribution.