Investment properties made simple
Northpointe Bank’s Investor Cash Flow loan program is built for borrowers, including businesses, seeking financing for investment properties utilizing the rental income to determine cash flow. With loan amounts up to $2,000,000 and loan-to-value ratios up to 80%, we provide affordable solutions for more borrowers.
- Maximum loan amount of $2,000,000
- 30-year fixed and 5/6, 7/6 ARM options available
- 10-year interest-only terms available
- Eligible for cash out refinance
- Loan-to-value ratios up to 80%
- Minimum credit score of 620
- Available for limited liability companies (LLC)
- Qualification based on cash flow of investment property
- Minimum DSCR requirement of 0.75
- Non-warrantable condos including condotels are eligible
- Available in all 50 states and Washington D.C.
Investor product information is not intended for consumer distribution.