Providing borrowers a new start

Northpointe Bank’s New Start loan program assists borrowers who are recovering from a significant credit event. With loan amounts up to $1,000,000 and loan-to-value up to 80%, we provide more solutions for more borrowers.

Program features:
  • Purchase and rate/term refinance loan amounts up to $1,000,000
  • Eligible for cash out refinance
  • 30 year fixed and 5/6, 7/6 ARM options available
  • Loan-to-value up to 80%
  • Minimum credit score of 580

  • Significant credit events allowed up to the application date
  • Debt-to-income ratios up to 55%
  • Eligible for primary and second homes
  • Available in all 50 states and Washington D.C.

A PDF flyer of this program is
available for download


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Investor product information is not intended for consumer distribution.