Providing borrowers a new start
Northpointe Bank’s New Start loan program assists borrowers who are recovering from a significant credit event. With loan amounts up to $1,000,000 and loan-to-value up to 80%, we provide more solutions for more borrowers.
- Purchase and rate/term refinance loan amounts up to $1,000,000
- Eligible for cash out refinance
- 30 year fixed and 5/6, 7/6 ARM options available
- Loan-to-value up to 80%
- Minimum credit score of 580
- Significant credit events allowed up to the application date
- Debt-to-income ratios up to 55%
- Eligible for primary and second homes
- Available in all 50 states and Washington D.C.
Investor product information is not intended for consumer distribution.