Northpointe’s Jumbo loan program provides eligible borrowers access to low-rate financing above standard conforming limits. With loan amounts up to $3,000,000 and loan-to-value ratios up to 90% with no mortgage insurance requirement, we offer affordable solutions for more borrowers.
- Eligible for purchase, rate/term refinance, and cash-out refinance
- Available for 1-2 unit primary residence, 1-unit second homes, and 1-4 unit investment properties
- Loan amounts up to $3,000,000
- Minimum loan amount of $400,000
- Loan-to-value ratios up to 90% for purchase and rate/term refinances
- Minimum credit score of 700
- Minimum reserves of 12 months
- Maximum cash out of $500,000
- 30-, 15-year fixed and 10/6,7/6, and 5/6 ARM options available
- Restricted stock units are allowed for qualifying income
- Available for properties in all 50 states and Washington DC
Investor product information is not intended for consumer distribution.