Northpointe Jumbo

Northpointe’s Jumbo loan program provides eligible borrowers access to low-rate financing above standard conforming limits. With loan amounts up to $3,000,000 and loan-to-value ratios up to 90% with no mortgage insurance requirement, we offer affordable solutions for more borrowers.

Program features:
  • Eligible for purchase, rate/term refinance, and cash-out refinance
  • Available for 1-2 unit primary residence, 1-unit second homes, and 1-4 unit investment properties
  • Loan amounts up to $3,000,000
  • Minimum loan amount of $400,000
  • Loan-to-value ratios up to 90% for purchase and rate/term refinances
  • Minimum credit score of 700

 
  • Minimum reserves of 12 months
  • Maximum cash out of $500,000
  • 30-, 15-year fixed and 10/6,7/6, and 5/6 ARM options available
  • Restricted stock units are allowed for qualifying income
  • Available for properties in all 50 states and Washington DC

A PDF flyer of this program is
available for download

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Investor product information is not intended for consumer distribution.