Rural Development (USDA) Loans
With a rural development loan from Northpointe Bank, borrowers who purchase a home within an eligible area and meet certain household income guidelines, can enjoy 100% financing.
Features:
- Low- and moderate-income buyers in eligible areas
- For first-time and repeat home-buyers
- Flexible credit guidelines
- Low fixed interest rate
- Borrower's adjusted gross income may not exceedb115% of the HUD median income limit
- Minimum credit score 620

A PDF flyer of this program is
available for download
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