Rural Development (USDA) Loans

With a rural development loan from Northpointe Bank, borrowers who purchase a home within an eligible area and meet certain household income guidelines, can enjoy 100% financing.

  • Low- and moderate-income buyers in eligible areas
  • For first-time and repeat home-buyers
  • Flexible credit guidelines

  • Low fixed interest rate
  • Borrower's adjusted gross income may not exceedb115% of the HUD median income limit
  • Minimum credit score 620

A PDF flyer of this program is
available for download


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Investor product information is not intended for consumer distribution.