*UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $5,000. Balances above $5,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. $100 minimum deposit required to open. No monthly minimum balance requirement. APY is effective 08/31/2016. New accounts subject to approval. Rates are subject to change including after the account is opened.**Coupon good for $250 towards closing costs, new furniture or home updates on a Northpointe Bank mortgage and must be presented by September 30, 2016 at the time of mortgage application. If applying online, send in the coupon with your signed application paperwork. Closing cost discount will be applied as a rebate at loan closing. One coupon per household. This is not a commitment to lend. All credit applications are subject to credit review and approval. Other restrictions may apply.