Rate assumptions

Interest rate and Annual Percentage Rate (APR) as of September 22, 2023. Loan examples are based on borrowers with a credit score of 740. Monthly payments listed do not include taxes, insurance premiums, or other applicable escrows. Actual payment amounts will be higher. Rates, fees, other charges, and terms are subject to change.

1. Example of 75% LTV (25% cash down) 30-Year Conventional Loan Program with $200,000 sale price. $150,000 loan amount, $50,000 cash down payment, 30-year fixed rate loan with 0.093 point(s) at a cost of $ 139.50. 360 monthly payments of $1,100.65 each (P&I only).

2. Example of 75% LTV (25% cash down) 15-Year Conventional Loan Program with $200,000 sale price. $150,000 loan amount, $50,000 cash down payment, 15-year fixed rate loan with 1.999 point(s) at a cost of $ 2,998.50. 180 monthly payments of $1,348.24 each (P&I only).

3. Example of 75% LTV (25% cash down) 30-Year Construction Loan Program with $200,000 sale price. $150,000 loan amount, $50,000 cash down payment, 30-year fixed rate loan with 1.101 point(s) at a cost of $ 1,651.50. 12 monthly interest-only payments during the construction phase, followed by 348 monthly payments of $1,122.90 each (P&I only).

Please contact your loan advisor for specific scenarios as rates change due to credit score. All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.