Ryan Guess - Bringing You Home

Buy or refinance a home with help from Ryan Guess at Northpointe Bank

Taking the Guess Work Out of Mortgages Since 2005

With over 20 years in the industry, Ryan Guess has become a trusted name in the Memphis mortgage scene. He's guided more than 2,000 families home by simplifying the mortgage process with expert advice and genuine care.

But Ryan's story goes beyond mortgages. A proud father of three girls, he finds his greatest joy off the clock, whether watching his girls' lacrosse games, taking spontaneous road trips, or exploring the beauty of America's National Parks. His love for the outdoors runs deep, and he's always planning the next adventure, whether it's hiking through the Smokies or going ziplining in Montana.

What truly sets Ryan apart is his people-first mindset. He treats every client like family, guiding them with patience, honesty, and a deep respect for their financial goals. Outside of work, he mentors young professionals, advocates for mental health, and believes in pouring into the next generation, starting with his own.

Whether you're a first-time buyer or upgrading your space, Ryan offers unmatched dedication and experience to help you make confident, informed decisions.

What my clients are saying

Overall Rating

4.92
4.92
Based on 706 reviews
L
Lindsey M
Arlington, TN | April 7, 2026
5.0
Ryan was super friendly and informative. I would recommend him to anyone I know.

K
Katharine H
Memphis, TN | April 3, 2026
5.0
Good communication from start to finish. Easy-to-use online tools (document upload and signing software). Pleasant interactions with all the Northpointe team members.

K
Katharine H
April 2, 2026
5.0
I highly recommend Ryan (and his wonderful team at Northpointe) when it's time for a mortgage. From start to finish, there was great communication and excellent responsiveness. And when the seller asked for closing date to be 8 days sooner than we all thought, Ryan didn't even blink; he just made it happen. I'm grateful for the good service and very pleased with my choice to use Northpointe.

G
Garrett Mizell
April 1, 2026
5.0

R
Rachel Prince
April 1, 2026
5.0
⭐️⭐️⭐️⭐️⭐️Ryan helped us with our mortgage about a year ago, and we couldn’t have asked for a better experience! He is incredibly knowledgeable, truly one of the best in Memphis. What really stood out was how transparent and honest he was, not just about what worked in the moment, but what would benefit us long-term. He took the time to explain interest rates and how to maximize our money, even years down the road. My husband and I fully plan on working with him again for any future needs. Thank you so much, Ryan!

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