Home financing & personal banking combined into one simple tool

The All In One loan offered by Northpointe Bank combines a home loan and deposit account allowing you to lower your interest cost over the life of your loan.

The money held on deposit is used to reduce your loan’s principal balance and your interest expense compared to a traditional mortgage. The All In One loan is flexible, easy to use and will reinvent the way you think about your home loan and your money.

Want to see how it works? Try our simulator tool

Program features

  • Home purchase, rate/term and cash out refinance loan amounts up to $2,000,000
  • Eligible for primary and second homes
  • Eligible for investment properties for loan amounts up to $1,000,000
  • Includes a fully secured checking account and allows you the freedom to use your income to reduce your home loan interest over time
  • All deposits are applied directly to loan principal, lowering the outstanding balance and subsequent interest cost calculated daily
  • Access to deposited funds is available 24/7 through ATM, debti cards, unlimited check writing, online bill-pay, direct deposit and bank-to-bank wire transfer options
This is not a commitment to lend. All loans subject to credit review and approval.