New Start from Northpointe Bank offers financing options for borrowers who are recovering from a significant credit event.

With loan amounts up to $1,000,000 and down payments as low as 20%, financing your home might be more achievable than you think.

Program features:
  • Purchase and rate/term refinance loan amounts up to $1,000,000
  • Eligible for cash out refinance
  • Fixed and adjustable rate options
  • Down payment as low as 20%
  • Minimum credit score of 660


  • Significant credit events allowed up to the application date
  • Eligible for primary and second homes
  • Available in all 50 states and Washington D.C.

*New Start is not a loan commitment and all applications are subject to credit review and Member approval. Contact your loan advisor for full details.