Delaware State Housing Authority

The Delaware State Housing Authority (DSHA) offers affordable homeownership programs with goal to promote economic development across the state of Delaware. Program includes down payment assistance up to 5% of the loan amount in the form of a second mortgage with a deferred repayment for 30 years at 0% interest.

Program Features
  • Programs available for first-time and repeat homebuyers purchasing a primary residence
  • Options for conventional, VA, FHA, and USDA rural development loan programs
  • Income limits and purchase price limits apply
  • Minimum credit score of 620*
All loans are subject to credit review and approval. This is not a commitment to lend.