5% OF THE LOAN AMOUNT, UP TO $25,000 IN DOWN PAYMENT ASSISTANCE FOR HOMETOWN HEROES

One of the biggest challenges facing first-time homebuyers is having enough money for closing. Northpointe Bank offers several programs that can help. In partnership with the Florida Housing Finance Corporation, qualified borrowers can receive 5% of the loan amount, up to $25,000, towards your down payment and closing costs with the Florida Hometown Heroes Housing Program. Buying a home may be more affordable than you think.

Program Features
  • 5% of the loan amount, up to $25,000, in down payment and closing cost assistance in the form of a forgivable second mortgage*
  • Available to first-time homebuyers for the purchase of a primary residence anywhere in Florida
  • Offered for frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans**
  • Income and loan limits apply
*Florida Hometown Heroes Housing Program down payment assistance is a 30-year deferred second mortgage with a 0% interest rate due upon sale, transfer, refinance or no longer using the property as a primary residence. **Loan program eligibility restrictions apply. This is not a commitment to lend. All loans subject to credit review and approval.