One of the biggest challenges facing first-time homebuyers is having enough money for closing. Northpointe Bank offers several programs that can help. In partnership with the Georgia Dream Homeownership Program, qualified borrowers receive a competitive fixed-rate home loan with up to $7,500 towards down payment and closing costs*. Buying a home may be more affordable than you think.
Eligible for new or existing properties purchased anywhere in Georgia
Up to $7,500 in down payment and closing cost assistance
Eligible borrowers must not have owned a home in the past three years or must purchase a home in a targeted area
Homebuyer education course is required
Minimum $1,000 borrower contribution
Income limitations apply
*Loans are 30-year fixed-rate home loans. This is not a commitment to lend. All loans subject to credit review and approval.