The Housing Financing Authority of Lee County’s Own a Home programs include an option for first-time homebuyers, as well as a grant program for first-time and repeat homebuyers looking to purchase a home in select counties in Florida. Both options offer down payment and closing cost assistance so buying a home can be more achievable than you think.
Own a Home Program Features
Down payment assistance up to $7,500 for homes located in Charlotte, Collier, DeSoto, Lee, or Sarasota Counties
Down payment assistance up to $10,000 for homes located in Palm Beach*
Minimum credit score of 640
Income and purchase price limits apply
Own a Home Grant Program Features
Eligible for homes located in: Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St Johns, or Volusia Counties
Available to first time and repeat home buyers
Up to 5% in down payment and closing cost assistance in the form of a non-repayable grant.
Income and purchase price limits apply
*Down payment and closing cost assistance in the form of a 30-year deferred, 0% interest second mortgage. Second mortgage due if any of the following happen within the first 30 years of ownership: sale of home, re-financing, transfer of title, or rental of the home. Program in partnership with Lee Country Own A Home Opportunity Program with Second Mortgage. and Own A Home Opportunity Grant Program. All loans are subject to credit review and approval. This is not a commitment to lend.
