Kentucky Housing
Northpointe Bank offers a program for buyers that are looking to purchase a home in Kentucky. Partnering with the Kentucky Housing Corporation, down payment assistance and a variety of loan programs are available for qualified homebuyers.
Regular down payment assistance program
- Max loan amount up to $6,000
- 5.5% interest rate; payable over 10 years*
Affordable down payment assistance program
- Max loan amount up to $6,000
- 1% interest rate; payable over 10 years**
- Borrower must meet affordable down payment assistance program income limits
- Primary residence only
- Minimum credit score of 620 for FHA, VA and Rural Development
- Minimum credit score of 660 for conventional financing
- Max debt-to-income ratio of 50%
- Purchase price limit up to $327,334
- Income limits apply