North Carolina Housing Finance Agency Program

The North Carolina Housing Finance Agency works with participating lenders throughout North Carolina to provide affordable home loan options for first-time and move-up buyers. NC Home Advantage MortgageTM offers down payment assistance up to 5% of the loan amount and offers a $8,000 special down payment assistance program.

*Up to 5% of the loan amount in down payment assistance in the form of a 0% interest loan, 15 year term deferred second lien. Lien is forgiven at 20% per year at end of years 11 through 15. This is not a commitment to lend. All loans subject to credit review and approval.