We’ve streamlined the home loan process to give you more insight, making it faster and easier from application through loan closing.

Low Rate Guarantee

Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.*


Your home loan will be ready to close in 15 business days or less.**

True Pre-Approvals

Most lenders only offer a pre-qualification based on general terms. Northpointe’s pre-approval program is specific to you, offering qualified applicants a complete credit approval. Shop for your new home with confidence and the negotiating power to buy it for the right price.

Banking Offers

As a home loan client, you’ll have access to Northpointe Bank’s high-interest checking and savings accounts.



Your loan advisor will translate home loan speak into simple language so that it’s easy to compare apples to apples when choosing the loan that’s right for you.


Once you’re ready to apply, we make it simple. Get started online, over the phone or in person.


Your loan expert will send you a list of any needed documents, such as paystubs and bank statements, specific to your loan request. Simply return by sending privately through Northpointe’s secure email connection.


Communicating is easy and convenient for you. You will receive periodic loan updates, for instance we’ll send you a copy of your home appraisal report. To accept documents, simply e-sign and we are automatically notified. Prefer the traditional paper way, no problem. We will snail mail your documents to you, just print, ink sign your forms and scan to our secure email connection or drop off to our office.


Scheduling your closing is easy. You choose the location most convenient for you, and we’ll meet you there. Whether it’s at your office, the coffee shop down the road or your mom’s house, closing with Northpointe Bank is no-sweat.


I am very happy with our loan officer from Northpointe Bank. He was always willing to answer any question I had, and he walk me through the process. Great customer service and he made this much easier than I thought it would be. I would not hesitate to recommend Northpointe to anyone.

Andrew B.

Waxhah, NC

I have recommended Northpointe to my clients for over 10 years.  So, when my husband and I were going to refinance our home a few years ago we called Northpointe. The whole closing went off without a hitch. I will continue to trust Northpointe with my personal mortgage needs as well as my client’s needs.

Carl G.

Holland, MI

The whole experience during the refinance process was excellent. Our loan officer answered all of my questions and was very proactive in communication with me. I appreciated being able to do 90% of the communication online because I have a very busy schedule and travel for my work.

Scott W.

Ridgway, CO

Refinancing with Northpointe was a great experience that exceeded my expectations. My loan officer was quick to respond to all questions and concerns.  In addition he guided me through the entire refinancing process. I will recommend Northpointe to anyone looking to refinance.

David K.

St. Louis, MO


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*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.

*Low rate guarantee is available for purchase and refinance first mortgage transactions prior to locking in the interest rate with Northpointe Bank. Competitor offer must be comparable to Northpointe Bank’s loan terms.

**For SimpleLoan eligible loan applications, Northpointe Bank will issue a Clear-to-Close status within 15 business days from the receipt of the borrower’s complete application (signed disclosure package and income documents) or rebate the borrower $300.00. Contact your loan adviser for program details. SimpleLoan is not a loan commitment and all applications are subject to credit review and approval. Denied, canceled, or withdrawn loan applications are not eligible for SimpleLoan.