Rather than using cash for a down payment, apply it towards a lower interest rate and shorter loan term.
Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $10,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
You may be able to refinance to a lower interest rate or more stable mortgage.
Tribute to Freedom
When you purchase or refinance a home, we will donate $100 to organizations that serve the military.
The Northpointe team was very organized, professional and took extreme care in making sure I had everything I needed. It is for this reason that I have full confidence and trust this institution. I will continue to choose Northpointe Bank for my loan needs.
I have recommended Northpointe to my clients for over 10 years. So, when my husband and I were going to refinance our home a few years ago we called Northpointe. The whole closing went off without a hitch. I will continue to trust Northpointe with my personal mortgage needs as well as my client’s needs.
The Northpointe team is AMAZING! They were complete, thorough, knowledgeable, and their customer service exceeded any service I have ever received. Thanks Northpointe for taking care of me like family.
I chose Northpointe Bank for my refinancing based on two factors: 1) Good rates coupled with closing costs and 2) Good reviews on the Zillow site. When I spoke with your loan officer about the costs and concerns about risks she was very honest and transparent. I felt I could trust her and I was not disappointed. We closed on time at the rate I was promised and the original cost. Very pleased at the outcomes and the service.
*Low rate guarantee: Northpointe Bank will match competitor offers or you’ll be credited $400.00 at loan closing.