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Equity Builder
Rather than using cash for a down payment, apply it towards a lower interest rate and shorter loan term.
SimpleLoan
Your mortgage loan will be ready to close in 15 business days or less.**
Conforming Advantage
Save with Northpointe Bank's low mortgage rates. Guaranteed.*
FreshStart
Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $8,000 towards closing costs or a down payment.
Construction & Vacant Land
Financing for the construction of a new home with as little as 5% down.
Renovation Loan
Programs that allow for the purchase and rehabilitation of a home.
Conventional
Options that allow for as little as 5% down.
FHA Loans
Financing with as little as 3.5% down and expanded qualifying ratios.
VA Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
Rural Development
$0 down home purchase financing program for buyers in eligible areas.
Jumbo Loans
Low rate options for loan amounts up to $2.5 million
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Doctor Loan
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Professional Loan
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
MSHDA Options
Low down payment options for first-time and repeat home-buyers that are purchasing in Michigan.
Home Equity
Use available equity in your home for home improvement, debt consolidation, education, and more!
Home Affordable Refinance Program®
You may be able to refinance to a lower interest rate or more stable mortgage.
Investment Properties
Financing options for 1-4 family rental properties.
Tribute to Freedom
When you purchase or refinance a home, we will donate $125 to organizations that serve the military.
HomeReady
Are you ready? Imagine Home Ownership
The Northpointe team was very organized, professional and took extreme care in making sure I had everything I needed. It is for this reason that I have full confidence and trust this institution. I will continue to choose Northpointe Bank for my loan needs.
Don H.
Columbus, OH
The Northpointe team is AMAZING! They were complete, thorough, knowledgeable, and their customer service exceeded any service I have ever received. Thanks Northpointe for taking care of me like family.
Heid S.
Holland, MI
The whole experience during the refinance process was excellent. Our loan officer answered all of my questions and was very proactive in communication with me. I appreciated being able to do 90% of the communication online because I have a very busy schedule and travel for my work.
Scott W.
Ridgway, CO
I chose Northpointe Bank for my refinancing based on two factors: 1) Good rates coupled with closing costs and 2) Good reviews on the Zillow site. When I spoke with your loan officer about the costs and concerns about risks she was very honest and transparent. I felt I could trust her and I was not disappointed. We closed on time at the rate I was promised and the original cost. Very pleased at the outcomes and the service.
Maurice D.
Concord, CA
