Rather than using cash for a down payment, apply it towards a lower interest rate and shorter loan term.
Financing for qualified borrowers who have had a financial hardship such as a short sale.
Homeownership Opportunities Program (HOP)
Qualified buyers can receive up to $8,000 towards closing costs or a down payment.
$0 down home financing options for active-duty military personnel, veterans, and their families.
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance
Use available equity in your home for home improvement, debt consolidation, education, and more!
Tribute to Freedom
When you purchase or refinance a home, we will donate $125 to organizations that serve the military.
The Northpointe team was very organized, professional and took extreme care in making sure I had everything I needed. It is for this reason that I have full confidence and trust this institution. I will continue to choose Northpointe Bank for my loan needs.
The Northpointe team is AMAZING! They were complete, thorough, knowledgeable, and their customer service exceeded any service I have ever received. Thanks Northpointe for taking care of me like family.
I chose Northpointe Bank for my refinancing based on two factors: 1) Good rates coupled with closing costs and 2) Good reviews on the Zillow site. When I spoke with your loan officer about the costs and concerns about risks she was very honest and transparent. I felt I could trust her and I was not disappointed. We closed on time at the rate I was promised and the original cost. Very pleased at the outcomes and the service.
Refinancing with Northpointe was a great experience that exceeded my expectations. My loan officer was quick to respond to all questions and concerns. In addition he guided me through the entire refinancing process. I will recommend Northpointe to anyone looking to refinance.
St. Louis, MO