Northpointe’s convenient construction-to-permanent loan combines the best features of a construction loan and a permanent loan. There is one closing, one set of closing costs and the interest rate is set prior to closing. The interest rate remains the same during both the construction phase and the permanent loan.

Vacant Land
Northpointe Bank has options if you are looking to purchase a lot or land, whether you are looking to build or use the property for recreation.

Construction: 5% down payment option requires an owner-occupied single family residence and minimum credit score of 700. All mortgages are subject to credit review and approval. Rates subject to change without notice. Contact your loan expert for full details. Vacant land: has financing with as little as 35% down.

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