The Expanded Portfolio programs help more customers qualify for affordable home financing. Our non-conforming guidelines give you additional options, including jumbo loan amounts without mortgage insurance, expanded income and credit qualifying criteria and flexible financing for unique properties and low down payment loans without mortgage insurance.
Expanded Portfolio Includes:
- Advantage – Offers a jumbo loan amount up to $3million with a down payment as low as 10%… plus, no need to pay for mortgage insurance.
- Non-Agency Prime – Flexible income and credit criteria and streamline income documentation that is great for self-employed borrowers
- Access – Designed if you have imperfect payment history and working to rebuild your credit profile
- Credit Builder – Responsible financing option for borrowers who are recovering from a significant credit event due to extenuating circumstances, such as job loss, short sale, or bankruptcy.