How to Protect Yourself if You’re a Victim of the Equifax Breach

The recent Equifax breach has many American consumers concerned about what information has been compromised – and how that information may get used. It is known that hackers likely accessed data that can be easily used to open fraudulent accounts, including: Birth dates Social Security numbers Addresses (past and current) Driver License numbers Credit card numbers […]

Should You Consider an Adjustable Rate Mortgage?

Are you looking for a mortgage? If so, it may be worth considering an adjustable rate mortgage (ARM). ARMs, as their name implies, have adjustable interest rates during the life of the loan that depend on fluctuations of markets and federal rates. While this may sound intimidating, ARMs also typically have a period of fixed-interest […]

A Quick Guide to Banking Acronyms

Whether you’re looking to open a checking account or take out a home mortgage loan, you’re bound to come across certain terms that may seem unfamiliar. Banking acronyms are standard across the industry and are meant to streamline usage of the most common products and services. But–if you don’t know what you’re looking at, then […]

15 vs. 30-Year Mortgage: Which is a Better Option?

If you’re getting ready to buy a house and looking around for home mortgages, a major question you’ll find yourself faced with is loan length: do you take the 15- or 30-year mortgage? On paper, each term has advantages, but it will come down to your personal needs and capabilities when deciding on loan length. […]

5 Tips for Organizing Your Home Search

A good real estate agent and a healthy market may mean you have plenty of potential home options–but have you seen so many homes that their features are starting to blur together? If so, it’s time to get organized. A home is a big investment and the buying process can span months, so you can’t […]

What You Need to Know About the Autumn Housing Market

If this is the year you are ready to buy a house, the upcoming autumn season may be your ideal time to make it happen. Just think about all that goes into looking for a property–open houses, realtor visits, checking out neighborhoods, to name a few. Avoiding the depths of winter and the blazing heat […]

Is a Fixer-Upper Right For You?

Many would-be homeowners are enticed by the notion of the fixer-upper. Getting a home at a bargain price, investing the sweat equity in bringing it up to snuff, and then using it as their home or to flip at a considerable profit seems like a swell idea. But before tackling such a major investment and […]