Flood Insurance for Homeowners

Natural disasters can be spontaneous and unpredictable, which make protecting your home and the things you love a priority. Many homeowners think they will be unaffected by flooding, yet no home is ever entirely safe, and flooding can be emotionally and financially devastating. Be sure you have the necessary information and coverage to protect yourself […]

What Are the Qualities of a Great Neighbor?

Having the best mortgage interest rates in the world would be cold comfort if you ended up moving into a neighborhood with people you don’t trust and eventually develop an adversarial relationship with. The best neighbors recognize that a community, be it a city or city block, thrives when the bonds between individuals are strong, […]

8 Things You Need to Know About Building a Home

With pre-built houses on a seemingly never-ending rise in price, even the best home mortgages can start to lose some of their appeal. And it’s understandable you might think it would be cheaper to just build your own house and not have to worry about competing with all-cash offers in a seller’s market or inheriting […]

The 7 Best Apps to Simplify Your House Hunt

Chalk up another huge time-and-hassle-saver to the modern computer (AKA smartphone) you carry around in your pocket. As little as 15 years ago, if you wanted to buy a house, it involved weekend after weekend of driving, walking, talking, hand-shaking, brochure-taking, and lots and lots of phone calls. From a landline! And that’s not even […]

Should You Buy a House or a Condo?

Finally! After months—or even years—of saving, you’ve got your 3, 5, or 20% down payment ready to go. It’s time to start earning some equity! Over the past several weeks you’ve bookmarked every real estate site and scoured every blog on the hunt for the best mortgage rates. “Location, location, location” has become your answer […]

19 Moving Hacks You Need to Know

“Hooray! I get to disassemble and/or pack Every. Single. Thing. I own, and then do it all in reverse days or weeks later in a strange, new location!” Said no one. Ever. There’s no getting around that moving adds a lot of stress to an already major life event, but take the following tips to […]

The Pros and Cons of Refinancing to a 15-Year Home Loan

As a homeowner, you must have done the math at some point: “Let’s see, I paid X dollars for my house, but by the time I pay off the loan it’ll actually cost me… add the 7… carry the 2… multiply by 30… Wow. That’s a lot more dollars. And if you haven’t done the math here it […]

A Quick Guide to Budgeting for a Remodel

You just offered up a hefty down-payment on your home loan—and probably another smaller-but-still-hefty-ish amount on the closing costs—and your disposable income is at an all-time low. So what do you do when your new home’s porch needs attention, the kitchen is a bit cramped, and the main bath is from an era when shag […]

How to Budget for Your Move

Unfortunately, even the best home loans in the world don’t come with complementary moving included. Even worse, “moving” is not simply a case of 1) buy boxes, 2) hire movers, and 3) drive to your new home. There may be things you need to buy at your new home, things you have to pay for along […]

Can You Get a Home Loan with Poor Credit?

Despite a white-hot housing market, securing a home loan is not impossible even for people with currently less-than-stellar credit. Armed with the information below and a willingness to make some positive changes, there’s a definite chance you can stop being a renter and enjoy earning some equity. Home loan approvals are determined based largely on […]