Summer is here and with it, the perfect opportunity to turn your home and backyard into a space you’ll love all season long. From fresh landscaping to that dream patio or open-concept kitchen, now’s the time to think about the upgrades that will bring more joy, comfort, and value to your home.

What’s even better? You may already have the funds to do it.

Use Your Home Equity to Make It Happen

If your home has gained value over the years, you can put that equity to work through a home equity loan or home equity line of credit (HELOC). These options allow you to borrow against your home’s value—often with lower interest rates than credit cards or personal loans.

Think of it as tapping into your home’s built-in value to create meaningful upgrades, such as:

• A dreamy backyard escape with a new deck, pergola, or outdoor kitchen
• Family-friendly upgrades like a finished basement or a game room
• Summer-ready entertaining spaces with fresh paint, new lighting, or a bigger dining area
• Smart home and energy improvements that may help you save in the long run
• Essential repairs you’ve been putting off that may help protect your home’s value

Why It’s a Smart Move

Investing in your home isn’t just about making it look great—it can also increase your property’s long-term value. Updates that boost curb appeal, improve energy efficiency, or expand usable space may offer a strong return on investment and enhance your lifestyle.

Flexible Options for Every Type of Project

• A home equity loan gives you a lump sum with predictable payments which can be great for big, one-time projects.
• A HELOC offers flexibility to access funds as needed, making it a strong option for multi-phase or evolving upgrades.

With a HELOC, you can start your new patio this summer and plan your kitchen remodel or bathroom refresh when the time is right; all while keeping your financing aligned with your goals.

Borrow Wisely with a Trusted Partner

While home equity can be a powerful tool, it’s important to borrow responsibly. A local Northpointe Loan Advisor will guide you through your options, help you understand what works best for your goals, and create a financing plan that fits your lifestyle and budget.

Are you ready to create the backyard of your dreams?

Let your home’s equity work for you. Contact your Northpointe Loan Advisor today and take the first step toward building a space where your family and friends will love to gather all summer long and beyond.