Build it up or fix it up

Build or renovate your home with a construction loan from Michael Frazier at Northpointe Bank. Low down payment options as little as 5%*.

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Featured home loan programs

Doctor Loans

Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.

Construction

Financing for the construction of a new home with as little as 5% down.

VA Loans

$0 down home financing options for active-duty military personnel, veterans, and their families.


Northpointe Bank - Huntersville, North Carolina

Michael B. Frazier

Branch Manager
NMLS#: 22526

Michael B. Frazier has served as a professional in the mortgage industry for over 20 years. He got his start fresh out of the Navy as a loan officer where he was quickly promoted to managing a team of loan officers. As the top performing regional manager three years in a row he continued to grow in knowledge and craft his skill. It was not long before he was owning and running his own mortgage brokerage company. This is where he really cut his teeth in the industry learning what it takes to be successful and having a strong grasp of the products and services available to help customers get home loan financing.

Sarah Bates

Sr. Loan Officer
NMLS#: 903818

Sarah Bates's favorite part of being a loan officer is working with people. She loves getting to know people as individuals and making their family's dream a reality. Her ability to listen and truly understand each client's unique situation is one of her greatest strengths.


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*5% down payment option requires an owner-occupied single family residence and minimum credit score of 700. All mortgages are subject to credit review and approval. This is not a loan commitment. Maximum loan-to-value ratios, loan amount and product terms may change without notice. Contact your Northpointe Bank loan expert for full details.