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*New Accounts subject to approval. Bonus offer applies to accounts opened on or after 09/08/16. Offer expires 12/31/16. $100 minimum deposit required to open account must be received within 30 days of account opening. The value of the bonus will be included as interest on your year-end Annual Statement of Earnings. Bonus will be deposited within 30 days of initial funding deposit. An early closure penalty equal to the amount of the new account bonus will be assessed if the account is closed within 120 days. Limit one bonus offer per household. Existing customers or former customers within the past 365 days are not eligible for this offer. Offer only eligible on consumer accounts. Maximum one promotion redemption per new account.

**UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $5,000. Balances above $5,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include 15 or more debit card purchases in the aggregate amount of $500.00 or greater that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period. $100 minimum deposit required to open. No minimum balance requirement. APY is effective as of 09/08/16 and hasn’t changed since 12/08/14. Rates are subject to change including after the account is opened.