Bringing you home

Offering home loan options with no or low down payments.
Build, buy, renovate, or refinance. It's possible with Northpointe Bank.

Call to start your application



*1% of your own funds must go toward funds needed for closing costs, and pre-paid items ( property taxes and homeowners insurance premiums remaining funds can be from a seller paid closing costs, a gift, or other sources. Please review acceptable sources of funds with your loan officer)

Compare EquityBuilder to other popular programs!!

EquityBuilder Conventional FHA
Purchase Price $200,000 $200,000 $200,000
Down Payment 0% 5% 3.5%
Loan Amount $200,000 $190,000 $193,000
Contribution 1% - -

Northpointe Bank's Low Rate Guarantee

Northpointe Bank customizes products and services using a client-focused approach. This means listening and then delivering on specific needs, from full-service banking to home lending.

Saving money feels pretty awesome. Northpointe Bank will match competitor rates or give you a $400 credit at closing.*

Northpointe Bank
in Southwest Michigan

3275 W. Centre Ave
Portage, MI 49024

*Low rate guarantee is available for purchase and refinance first mortgage transactions prior to locking in the interest rate with Northpointe Bank. Competitor offer must be comparable to Northpoitne Bank's loan terms. $400 credit will be paid a loan close.