Annual Percentage Rate (APR) as of January 05, 2017 is based on an owner-occupied single family residence with a loan amount of $150,000, credit score of 740, down payment of 25% with tax and insurance escrows. Base APR is quoted and may vary depending on individual credit history and transaction. All mortgages are subject to credit review and approval. Requires 360 monthly principal and interest payments of $705.36. Payment does not include taxes and insurance premiums, actual payment amount will be greater. The interest rate applies to the Streamline Renovation program. Costs are limited to 50% of the “as completed” appraised value of the home and may include any renovation type or repair, as long as it is permanently affixed to the property. All improvements must be completed within 180 days from the loan closing / disbursement date. Other renovation programs available. Special rate includes a credit of 1.50% of the loan amount for applications taken on or before February 5, 2017, rates subject to change thereafter.