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Rates Effective as of: November 5, 2025
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| PRODUCT | RATE |
APY†
|
| Certificate of Deposit ($1,000 min. deposit to open; $25,000 minimum for 11-Month CD Special) |
||
| 7 - 91 Days | 2.47% | 2.50% |
| 92 - 182 Days | 2.47% | 2.50% |
| 6 Months | 2.96% | 3.00% |
| 11-Month CD Special (New Money Only; $25,000 minimum to open) | 3.74% | 3.80% |
| 12 Months | 3.20% | 3.25% |
| 18 Months | 3.45% | 3.50% |
| 24 Months | 3.45% | 3.50% |
| 30 Months | 3.45% | 3.50% |
| 36 Months | 3.54% | 3.60% |
| 48 Months | 3.59% | 3.65% |
| 60 Months | 3.64% | 3.70% |
| Ultimate Savings ($100 min. deposit to open) |
||
| $0.00 - $99.99 | 0.00 | 0.00 |
| $100.00 - $4,999.99 | 0.25% | 0.25% |
| $5,000.00 - $24,999.99 | 0.34% | 0.35% |
| $25,000.00 - $3,000,000.00 | 2.76% | 2.80% |
| $3,000,000.01 + | 0.30% | 0.30% |
| Ultimate Money Market ($100 min. deposit to open) |
||
| $0.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $4,999.99 | 0.25% | 0.25% |
| $5,000.00 - $24,999.99 | 0.34% | 0.35% |
| $25,000.00 - $3,000,000.00 | 2.76% | 2.80% |
| $3,000,000.01 + | 0.34% | 0.35% |
| Kid's Savings ($10 min. deposit to open) |
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| $0.00-$1,000.00 | 1.49% | 1.50% |
| $1,000.01-$9,999.99 | 1.11% | 1.50%-1.12% |
| $10,000.00+ | 0.34% | 1.12%-0.35% |
| Interest Checking ($2,500 min. deposit to open) |
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| $0.00 - $2,499.99 | .00% | .00% |
| $2,500.00 - $9,999.99 | .05% | .05% |
| $10,000.00 - $24,999.99 | .15% | .15% |
| $25,000.00 - $99,999.99 | .25% | .25% |
| $100,000.00 - 499,999.99 | .30% | .30% |
| $500,000.00+ | .30% | .30% |
| Free Checking ($100 min. deposit to open) |
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| $0.01+ | .00% | .00% |
| Ultimate Checking1 (No longer available as a new account) |
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| $0.01 + | .99% | 1.00% |
| Non-qualifying balances2 | .05% | .05% |
| IRA Money Market / IRA Liquid Savings ($1,000 min. deposit to open) |
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| $0.00 - $2,499.99 | 0.20% | 0.20% |
| $2,500.00 - $24,999.99 | 0.25% | 0.25% |
| $25,000.00 - $1,000,000.00 | 0.34% | 0.35% |
| $1,000.000.01 + | 0.30% | 0.30% |
| Health Savings Account ($100 min. deposit to open) |
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| $0.01+ | .50% | .50% |
| Business Money Market ($1,000 min. deposit to open) |
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| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00- $24,999.99 | .25% | .25% |
| $25,000.00- $99,999.99 | .34% | .35% |
| $100,000.00-$499,999.99 | .34% | .35% |
| $500,000+ | .30% | .30% |
| Business Checking ($1,000 min. deposit to open) |
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| $0.01+ | .00% | .00% |
| Business Plus Checking ($1,000 min. deposit to open) |
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| $0.01 + | .10% | .10% |
| Texas AIO Checking (Only available to Texas AIO Loan Customers) |
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| $0.01 | .07% | .07% |
†Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be imposed on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval.The rates displayed on this page are for informational purposes only.
The rates displayed on this page are for informational purposes only..
