Deposit Rates
Rates effective as of: October 1, 2020 |
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Savings
Ultimate Savings
($100 min. deposit to open)
Balance
Rate
APY*
$0.00 - $99.99
0.00%
0.00%
$100.00 - $4,999.99
0.25%
0.25%
$5,000.00 - $24,999.99
0.54%
0.55%
$25,000.00 - $2,000,000.00
0.54%
0.55%
$2,000,000.01 +
0.50%
0.50%
Kid's Savings
(no min. to open)
Balance
Rate
APY*
$0.00-$1,000.00
1.49%
1.50%
$1,000.01-$9,999.99
1.11%
1.50%-1.12%
$10,000.00+
0.54%
1.12%-0.55%
Checking
Interest Checking
($2,500 min. deposit to open)
Balance
Rate
APY*
$0.00 - $2,499.99
.00%
.00%
$2,500.00 - $9,999.99
.15%
.15%
$10,000.00 - $24,999.99
.15%
.15%
$25,000.00 - $99,999.99
.25%
.25%
$100,000.00 - 499,999.99
.30%
.30%
$500,000.00+
.30%
.30%
Free Checking
($100 min. deposit to open)
Balance
Rate
APY*
$0.01+
.00%
.00%
Ultimate Checking1
(No longer available as a new account)
Balance
Rate
APY*
$0.01 +
.99%
1.00%
Non-qualifying balances2
.05%
.05%
Money Market
Ultimate Money Market
($1,000 min. deposit to open)
Balance
Rate
APY*
$0.00 - $2,499.99
0.00%
0.00%
$2,500.00 - $4,999.99
0.25%
0.25%
$5,000.00 - $24,999.99
0.54%
0.55%
$25,000.00 - $2,000,000.00
0.54%
0.55%
$2,000,000.01 +
0.50%
0.50%
CDs
Certificate of Deposit
($1,000 min. deposit to open)
Balance
Rate
APY*
7 - 91 Days
.30%
.30%
92 - 182 Days
.30%
.30%
6 - 11 Months
.30%
.30%
12 - 17 Months
.49%
.50%
18 - 23 Months
.49%
.50%
24 - 29 Months
.49%
.50%
30 - 35 Months
.49%
.50%
36 - 47 Months
.49%
.50%
48 - 59 Months
.64%
.65%
60 Months
.64%
.65%
IRA & HSAs
IRA - Ultimate Money Market
($1,000 min. deposit to open)
Balance
Rate
APY*
$0.00 - $2,499.99
0.20%
0.20%
$2,500.00 - $24,999.99
0.25%
0.25%
$25,000.00 - $1,000,000.00
0.54%
0.55%
$1,000.000.01 +
0.50%
0.50%
Health Savings Account
($100 min. deposit to open)
Balance
Rate
APY*
$0.01+
.50%
.50%
Business Accounts
Business Money Market
($1,000 min. deposit to open)
Balance
Rate
APY*
$0.00 - $2,499.99
.20%
.20%
$2,500.00- $24,999.99
.25%
.25%
$25,000.00- $99,999.99
.40%
.40%
$100,000.00-$499,999.99
.50%
.50%
$500,000+
.50%
.50%
Business Plus Checking
($1,000 min. deposit to open)
Balance
Rate
APY*
$0.01 +
.10%
.10%
1Ultimate Checking Account annual percentage yield (APY) is 1.00% on qualifying balances. 2If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include $1,000 or more in debit card purchases that post and settle per the statement period and enrollment in eStatements. $100 minimum deposit required to open. No minimum balance requirement. New accounts subject to approval. Rates are subject to change including after the account is opened.
*Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be charged on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval.
Questions? Contact us by phone at 888-672-5626 or via email at banking@northpointe.com.
*Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be charged on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval.
Questions? Contact us by phone at 888-672-5626 or via email at banking@northpointe.com.
