DEPOSIT RATES
Rates effective as of: July 21, 2018 - Print
ALL ACCOUNTS
| Product | Rate | APY* |
Certificate of Deposit($1,000 min. deposit to open) |
||
| 7 - 91 Days | .30% | .30% |
| 92 - 182 Days | .90% | .90% |
| 6 - 11 Months | .99% | 1.00% |
| 12 - 17 Months | 1.34% | 1.35% |
| 18 - 23 Months | 1.58% | 1.60% |
| 19 Month **CD SPECIAL** | 2.27% | 2.30% |
| 24 - 29 Months | 1.63% | 1.65% |
| 30 - 35 Months | 1.63% | 1.65% |
| 35 Month **CD SPECIAL** | 2.47% | 2.50% |
| 36 - 47 Months | 1.73% | 1.75% |
| 48 - 59 Months | 2.22% | 2.25% |
| 60+ Months | 2.52% | 2.55% |
| Product | Rate | APY* |
Ultimate Savings(For applications submitted July 9, 2018 at 6pm ET or after) |
||
| $0.00 -$24,999.99 | 1.11% | 1.12% |
| $25,000.00 - $1,000,100.00 | 1.93% | 1.95% |
| $1,000,100.01+ | 1.11% | 1.12% |
| Product | Rate | APY* |
Kid's Savings(no min. to open) |
||
| $0.00-$1,000.00 | 1.49% | 1.50% |
| $1,000+ | 1.11% | 1.50% - 1.30% |
| Product | Rate | APY* |
Liquid Money Market($1,000 min deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000.00 + | .50% | .50% |
| Product | Rate | APY* |
Liquid IRA Account(no min. deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000.00 + | .50% | .50% |
| Product | Rate | APY* |
Health Savings Account(no min. to open) |
||
| $0.01+ | .50% | .50% |
| Product | Rate | APY* |
Interest Checking($2,500 min. deposit to open) |
||
| $0.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $9,999.99 | .15% | .15% |
| $10,000.00 - $24,999.99 | .15% | .15% |
| $25,000.00 - $99,999.99 | .25% | .25% |
| $100,000.00 - 499,999.99 | .30% | .30% |
| $500,000.00+ | .30% | .30% |
| Product | Rate | APY* |
Free Checking($100 min. deposit to open) |
||
| $0.01+ | 0.00% | 0.00% |
| Product | Rate | APY* |
Business Money Market($1,000 min. deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00- $24,999.99 | .25% | .25% |
| $25,000.00- $99,999.99 | .40% | .40% |
| $100,000.00-$499,999.99 | .50% | .50% |
| $500,000+ | .50% | .50% |
| Product | Rate | APY* |
Business NOW Checking($1,000 min. deposit to open) |
||
| $0.01 + | .10% | .10% |
| Product | Rate | APY* |
Ultimate Money Market($1,000 min. deposit to open; 1.50% APY guaranteed for at least 12 months from date of opening new account) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $1,000,000.00 | 1.49% | 1.50% |
| $1,000,000.01 + | .50% | 1.50% - 1.17% |
| Product | Rate | APY* |
Ultimate Checking Account1(No longer available as of 11/20/17) |
||
| $0.00+ | .99% | 1.00% |
| Non-qualifying balances2 | .05% | .05% |
| Product | Rate | APY* |
Business Checking($1,000 min. deposit to open) |
||
| $0.01+ | 0.00% | 0.00% |
CHECKING ACCOUNTS
| Product | Rate | APY* |
Interest Checking($2,500 min. deposit to open) |
||
| $0.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $9,999.99 | .15% | .15% |
| $10,000.00 - $24,999.99 | .15% | .15% |
| $25,000.00 - $99,999.99 | .25% | .25% |
| $100,000.00 - 499,999.99 | .30% | .30% |
| $500,000.00+ | .30% | .30% |
| Product | Rate | APY* |
Free Checking($100 min. deposit to open) |
||
| $0.01+ | 0.00% | 0.00% |
SAVINGS ACCOUNTS
| Product | Rate | APY* |
Certificate of Deposit($1,000 min. deposit to open) |
||
| 7 - 91 Days | .30% | .30% |
| 92 - 182 Days | .90% | .90% |
| 6 - 11 Months | .99% | 1.00% |
| 12 - 17 Months | 1.34% | 1.35% |
| 18 - 23 Months | 1.58% | 1.60% |
| 19 Month **CD SPECIAL** | 2.27% | 2.30% |
| 24 - 29 Months | 1.63% | 1.65% |
| 30 - 35 Months | 1.63% | 1.65% |
| 35 Month **CD SPECIAL** | 2.47% | 2.50% |
| 36 - 47 Months | 1.73% | 1.75% |
| 48 - 59 Months | 2.22% | 2.25% |
| 60+ Months | 2.52% | 2.55% |
| Product | Rate | APY* |
Ultimate Savings(For applications submitted July 9, 2018 at 6pm ET or after) |
||
| $0.00 -$24,999.99 | 1.11% | 1.12% |
| $25,000.00 - $1,000,100.00 | 1.93% | 1.95% |
| $1,000,100.01+ | 1.11% | 1.12% |
| Product | Rate | APY* |
Kid's Savings(no min. to open) |
||
| $0.00-$1,000.00 | 1.49% | 1.50% |
| $1,000+ | 1.11% | 1.50% - 1.30% |
| Product | Rate | APY* |
Liquid Money Market($1,000 min deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000.00 + | .50% | .50% |
| Product | Rate | APY* |
Liquid IRA Account(no min. deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000.00 + | .50% | .50% |
| Product | Rate | APY* |
Health Savings Account(no min. to open) |
||
| $0.01+ | .50% | .50% |
BUSINESS CHECKING ACCOUNTS
| Product | Rate | APY* |
Business NOW Checking($1,000 min. deposit to open) |
||
| $0.01 + | .10% | .10% |
BUSINESS SAVINGS ACCOUNTS
| Product | Rate | APY* |
Business Money Market($1,000 min. deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00- $24,999.99 | .25% | .25% |
| $25,000.00- $99,999.99 | .40% | .40% |
| $100,000.00-$499,999.99 | .50% | .50% |
| $500,000+ | .50% | .50% |
1Ultimate Checking Account annual percentage yield (APY) is 1.00% on qualifying balances. 2If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include $1,000 or more in debit card purchases that post and settle per the statement period and enrollment in eStatements. $100 minimum deposit required to open. No minimum balance requirement. New accounts subject to approval. Rates are subject to change including after the account is opened.
*Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be charged on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval.
Questions? Contact us by phone at 888-672-5626 or via email at banking@northpointe.com.
