DEPOSIT RATES
Rates effective as of: June 22, 2017 - Print
ALL ACCOUNTS
| Product | Rate | APY* |
Certificate of Deposit($1,000 min. deposit to open) |
||
| 7 - 91 Days | .20% | .20% |
| 92 - 182 Days | .80% | .80% |
| 6 - 11 Months | .85% | .85% |
| 12 - 17 Months | 1.24% | 1.25% |
| 15 Month **CD SPECIAL** | 1.48% | 1.50% |
| 18 - 23 Months | 1.48% | 1.50% |
| 24 - 29 Months | 1.48% | 1.50% |
| 30 - 35 Months | 1.53% | 1.55% |
| 36 - 47 Months | 1.58% | 1.60% |
| 48 - 59 Months | 1.63% | 1.65% |
| 60+ Months | 1.68% | 1.70% |
| Product | Rate | APY* |
Liquid Money Market($1,000 min deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000.00 + | .50% | .50% |
| Product | Rate | APY* |
Kid's Savings(no min. to open) |
||
| $0-$1,000.00 | 1.49% | 1.50% |
| $1,000+ | .15% | .82% - 1.50% |
| Product | Rate | APY* |
Statement Savings(no min. to open) |
||
| $0.01+ | .15% | .15% |
| Product | Rate | APY* |
Liquid IRA Account(no min. deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000 + | .50% | .50% |
| Product | Rate | APY* |
Health Savings Account(no min. to open) |
||
| $0.01+ | .50% | .50% |
| Product | Rate | APY* |
Interest Checking(min $2,500 deposit to open) |
||
| Tier 1 - $0.00 - $2,499.99 | 0.00% | 0.00% |
| Tier 2 - $2,500.00 - $9,999.99 | .15% | .15% |
| Tier 3 - $10,000.00 - $24,999.99 | .15% | .15% |
| Tier 4 - $25,000.00 - $99,999.99 | .25% | .25% |
| Tier 5 - $100,000.00 - 499,999.99 | .30% | .30% |
| Tier 6 - $500,000.00+ | .30% | .30% |
| Product | Rate | APY* |
Free Checking(min. $100 deposit to open) |
||
| Free Checking | 0.00% | 0.00% |
| Product | Rate | APY* |
Business Money Market(min $1,000 deposit to open) |
||
| Tier 1 - $0.00 - $2,499.99 | .20% | .20% |
| Tier 2 - $2,500.00- $24,999.99 | .25% | .25% |
| Tier 3 - $25,000.00- $99,999.99 | .40% | .40% |
| Tier 4 - $100,000.00-$499,999.99 | .50% | .50% |
| Tier 5 - $500,000+ | .50% | .50% |
| Product | Rate | APY* |
Business NOW Checking(min. $1,000 deposit to open) |
||
| $0.01 + | .10% | .10% |
| Product | Rate | APY* |
Ultimate Checking Account($100 min. deposit to open) |
||
| $0.00 - $10,000.00 | 4.88% | 5.00% |
| $10,000.01+ | .10% | 2.54% - 5.00% |
| Non-qualifying balances | .05% | .05% |
| Product | Rate | APY* |
Business Checking($1,000 min. deposit to open) |
||
| $0.01+ | 0.00% | 0.00% |
| Product | Rate | APY* |
Ultimate Savings - 1.12% APY Promotion($10,000 min. deposit to open) |
||
| $0.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $500,000 | 1.11% | 1.12% |
| $500,000.01+ | 0.15% | 1.07 - 1.12% |
CHECKING ACCOUNTS
| Product | Rate | APY* |
Interest Checking(min $2,500 deposit to open) |
||
| Tier 1 - $0.00 - $2,499.99 | 0.00% | 0.00% |
| Tier 2 - $2,500.00 - $9,999.99 | .15% | .15% |
| Tier 3 - $10,000.00 - $24,999.99 | .15% | .15% |
| Tier 4 - $25,000.00 - $99,999.99 | .25% | .25% |
| Tier 5 - $100,000.00 - 499,999.99 | .30% | .30% |
| Tier 6 - $500,000.00+ | .30% | .30% |
| Product | Rate | APY* |
Free Checking(min. $100 deposit to open) |
||
| Free Checking | 0.00% | 0.00% |
SAVINGS ACCOUNTS
| Product | Rate | APY* |
Certificate of Deposit($1,000 min. deposit to open) |
||
| 7 - 91 Days | .20% | .20% |
| 92 - 182 Days | .80% | .80% |
| 6 - 11 Months | .85% | .85% |
| 12 - 17 Months | 1.24% | 1.25% |
| 15 Month **CD SPECIAL** | 1.48% | 1.50% |
| 18 - 23 Months | 1.48% | 1.50% |
| 24 - 29 Months | 1.48% | 1.50% |
| 30 - 35 Months | 1.53% | 1.55% |
| 36 - 47 Months | 1.58% | 1.60% |
| 48 - 59 Months | 1.63% | 1.65% |
| 60+ Months | 1.68% | 1.70% |
| Product | Rate | APY* |
Liquid Money Market($1,000 min deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000.00 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000.00 + | .50% | .50% |
| Product | Rate | APY* |
Kid's Savings(no min. to open) |
||
| $0-$1,000.00 | 1.49% | 1.50% |
| $1,000+ | .15% | .82% - 1.50% |
| Product | Rate | APY* |
Statement Savings(no min. to open) |
||
| $0.01+ | .15% | .15% |
| Product | Rate | APY* |
Liquid IRA Account(no min. deposit to open) |
||
| $0.00 - $2,499.99 | .20% | .20% |
| $2,500.00 - $24,999.99 | .25% | .25% |
| $25,000 - $99,999.99 | .40% | .40% |
| $100,000.00 - $499,999.99 | .50% | .50% |
| $500,000 + | .50% | .50% |
| Product | Rate | APY* |
Health Savings Account(no min. to open) |
||
| $0.01+ | .50% | .50% |
BUSINESS CHECKING ACCOUNTS
| Product | Rate | APY* |
Business NOW Checking(min. $1,000 deposit to open) |
||
| $0.01 + | .10% | .10% |
BUSINESS SAVINGS ACCOUNTS
| Product | Rate | APY* |
Business Money Market(min $1,000 deposit to open) |
||
| Tier 1 - $0.00 - $2,499.99 | .20% | .20% |
| Tier 2 - $2,500.00- $24,999.99 | .25% | .25% |
| Tier 3 - $25,000.00- $99,999.99 | .40% | .40% |
| Tier 4 - $100,000.00-$499,999.99 | .50% | .50% |
| Tier 5 - $500,000+ | .50% | .50% |
UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $10,000. Balances above $10,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include 15 or more debit card purchases that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period. $100 minimum deposit required to open. No minimum balance requirement. New accounts subject to approval. Rates are subject to change including after the account is opened.
*Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be charged on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval.
Questions? Contact us by phone at 888-672-5626 or via email at banking@northpointe.com.
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