This is the second time working with Joe. First with my initial mortgage and again now with refinancing my mortgage. Both times Joe was extremely helpful and willing to answer and walk me through any questions I had. He helped make the process as painful as possible. Joe is the one who reached out to me initially to refinance my mortgage. He noticed the rates starting to fall and contacted me to see if I was interested in refinancing. He was not pushy and seemed to be working in my best interest. A few times we were just about ready to finalize everything and he said to hold off, he thinks the rates will drop a bit more. I trusted him to hold off and I'm glad I did because I was able to get an even lower rate than what he initially quoted me. Nothing but amazing service from Joe and I look forward to working with him again in the future.

Good rate, quick responses, no

Joe and David are amazing!

Never had an issue with anything throughout the process and was provided with information in great detail throughout every step from beginning to close

Joe and the team were beyond amazing. He was on top of everything, kept me well informed, and found solutions so that I could purchase my first home on my own. I could not be more grateful to Joe for helping me through an exciting and stressful time. Joe was simply the best and I am so grateful to work with him!