Hi, I’m Josh Racicot, your local mortgage advisor.

Whether you're buying your very first home, upgrading to your dream house, or ready to downsize, I’m here to make the mortgage process smooth, simple, and stress-free. I’ve been helping families across Southeastern Massachusetts and Rhode Island for over 15 years, and I still love seeing the excitement on closing day.

I take a personalized, hands-on approach to every loan, guiding you from pre-approval all the way to the closing table. With industry-leading technology and strong relationships with top local real estate professionals, I make sure you’re supported every step of the way.

Need help with down payment assistance? Conventional, FHA, VA, or USDA financing? I’ve got you covered, and I’ll help you understand all your options so you can make confident decisions.

As a lifelong Southcoast resident, I know the local market inside and out. I hold a bachelor’s degree in Political Science from UMass Dartmouth, and when I’m not helping clients, you’ll find me enjoying the beach, playing golf, or on the racquetball court.

If you're looking to buy in Greater New Bedford, Dartmouth, Westport, Fairhaven, the Tri-Towns, or the Greater Plymouth area, let’s connect! I’d love to help you take the next step toward homeownership.

Reach out anytime to schedule a quick call or chat. I’m here to help.