Ray Childs has been in the home loan industry for the last 10 years. No matter what the changes in the market, he has always prided himself in providing his clients the best customer service possible. Paired with his knowledge of products and lending guidelines, Ray has assisted many clients in securing their home purchase or refinance - quickly and smoothly. He takes pride in streamlining the home loan process and will ensure that you, as a client or a referral partner, are always be informed and confident when working with him.

Ray has a Bachelor of Science degree in Economics from the University of Louisville. While attending school there, he was a part of their NCAA Football team where he played safety for the Louisville Cardinals and appeared in 4 straight National Bowl games.

Ray has been married to his wife for the last five years and together they have 3 children. He also loves to participate in coaching his children in various sports.

Northpointe Bank is your home for loan advisors with years of collective experience and expertise. It's your home for more programs - you're sure to find one to fit your needs. Most of all, Northpointe is your home for loan advisors who do what's right, who still believe in the golden rule, and who truly love helping clients achieve their dreams of homeownership. So, go ahead and find your home. Ray will find your home loan. Connect today to get started.