Ric Johnson - Bringing You Home

Buy or refinance a home with help from Ric Johnson at Northpointe Bank

Ric Johnson is a loan officer for Northpointe Bank's Charlotte, NC location. He has been a loan officer since 1996, and enjoys playing a major role in a process that builds generational wealth for families in the community.

Ric holds a Bachelor of Science in Finance from Jackson State University. He has been married for 30 years and has two grown children. He enjoys spending time traveling abroad as well as looking at muscle cars and vintage automobiles. Ric also serves as a youth mentor and is passionate about providing help for first time homebuyers.

Northpointe Bank strives to bring value to customers by offering client focused financial products and services. We do this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.

What my clients are saying

Overall Rating

4.62
4.62
Based on 31 reviews
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Joshua B
Columbia, SC | January 25, 2026
5.0
Ric is one of those people who can make you feel comfortable and trust the moment he speaks. I'm just glad he's using that power for good. Anyway, I don't think there was a question we had that he didn't have an answer for, and he made use feel confident in not only the process but also in ourselves, which would never have happened otherwise. As far as the administrative part of the process - hunting docs, e-signing, etc. - every road bump we encountered didn't have anything to do with Ric. He always made sure we knew exactly what was going on at Northpointe. Overall 10/10 experience.
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David M
Concord, NC | December 12, 2025
5.0
Ric is awesome! Responds around the clock. the last minute underwriting and documentation requests didn't make sense Though. We had 48 days to close, I provided documents asap. It seemed the week before closing a bunch was requested that could have been requested earlier.
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Jonathon L
Charlotte, NC | November 14, 2025
5.0
Ric made this process extremely easy and frictionless. Whenever I had a question he was available to answer it and took the time to explain so I always felt educated along the way. On top of that he was super personable and assured me of his efforts to provide the best product that would fit my needs. it was pleasure working with him and I'd recommend him in the future.
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Cortnee R
Lake Wylie, SC | October 9, 2025
5.0
Ric was great to work with!
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Jonathan C
Charlotte, NC | August 3, 2025
5.0
Ric was great and made this whole process seemless ! It was a pleasure
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