Options that allow for
as little as 5% down.

With a conventional home loan from Northpointe Bank, you’ll enjoy guaranteed low rates and our streamlined process, along with a loan custom tailored to fit your needs.

  • Choose your term
  • Low fixed interest rate
  • Loan amounts up to $647,200 for single-family homes

*Interest rates as of January 25, 2022 and subject to change without notice. Annual percentage rates (APRs) based on an owner-occupied single-family residence in Grand Rapids, Michigan with a loan amount of $150,000, credit score of 740 and down payment of 5% with tax and insurance escrows. The 30-year fixed rate APR is 3.864% and based on a note rate of 3.750% with zero points and $694.67 principal and interest payments. Payment amount shown does not include taxes and insurance premiums. The actual payment amount will be greater. This is not a commitment to lend. All loans are subject to credit review and approval.