Options that allow for
as little as 3% down.

With a conventional home loan from Northpointe Bank, you’ll enjoy guaranteed low rates and our streamlined process, along with a loan custom tailored to fit your needs.

  • Choose your term
  • Low fixed interest rate
  • Loan amounts up to $726,200 for single-family homes

*HomeReady® and *Home Possible® interest rate as of 2/1/2023 and subject to change without notice. Annual percentage rate (APR) based on an owner-occupied single-family residence in Grand Rapids, Michigan with a loan amount of $150,000, credit score of 740 and down payment of 3% with tax and insurance escrows required. The 30-year fixed rate APR is 6.595% and based on a note rate of 6.375% with zero points and $1,296.38 principal and interest payments. Payment amount shown does not include taxes and insurance premiums. The actual payment amount will be greater. This is not a commitment to lend. All loans are subject to credit review and approval.