Purchasing a home that needs renovations or making updates to your current home?
Let Northpointe Bank make customizing a home simple with our home renovation options. With one loan and one competitive rate, create a home that’s uniquely yours!
How does a renovation loan work? (It's simpler than you think)
From cosmetic fixes to larger renovations, Northpointe Bank offers several programs to help get the job done
Streamline renovation
Great for remodeling a kitchen or bath, updating windows, or replacing a roof. Include up to 15% of the as-completed appraised value in your home loan for renovations.
Homestyle renovation
Ideal for small additions or a complete home remodel. This one-time close option allows for up to 11 months to complete work. Include up to 75% of the as-completed appraised value in your home loan for renovations.
Construction & renovation
Gutting an entire house or adding a major addition? Northpointe Bank’s construction loan offers one loan, one low rate, and one set of closing costs.
FHA 203(k)*
Finance renovation costs based on future improved value with one low-cost loan. Low down payment options and up to six months to complete renovations.
*Northpointe Bank is authorized to originate FHA, VA, and USDA loans, but it is not an agent of, or affiliated with, the U.S. Government.
Program availability varies by state. All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.
Program availability varies by state. All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.
Sarah is a real estate expert, home flipper and avid DIYer. Check out her renovation stories from demo to reveal
Projects & properties
